Which of the following is NOT a coverage form under the HO series?

Which of the following is NOT a coverage form under the HO series?

• A. HO-3
• B. HO-9
• C. HO-5
• D. HO-2

Answer: (B)

The HO-9 form is not a recognized coverage form in the Homeowners (HO) series. The standard homeowners' policy forms include the HO-1, HO-2, HO-3, HO-4, HO-5, and HO-6, each designed to provide specific types of coverage for residential properties. The HO-3 is a widely used form that provides special coverage for the dwelling and broad coverage for personal property, making it a popular choice for homeowners. The HO-5 extends even further, offering open peril coverage for both the dwelling and personal property, which provides comprehensive protection. The HO-2 form offers a named perils coverage for both dwelling and personal property, making it a more limited option compared to the HO-3 and HO-5. In contrast, the HO-9 coverage form does not exist within the standard classification of homeowners policies, hence making it the correct answer as the option that does not belong to the HO series.

The HO-9 form is not a recognized coverage form in the Homeowners (HO) series. The standard homeowners' policy forms include the HO-1, HO-2, HO-3, HO-4, HO-5, and HO-6, each designed to provide specific types of coverage for residential properties.

The HO-3 is a widely used form that provides special coverage for the dwelling and broad coverage for personal property, making it a popular choice for homeowners. The HO-5 extends even further, offering open peril coverage for both the dwelling and personal property, which provides comprehensive protection.

The HO-2 form offers a named perils coverage for both dwelling and personal property, making it a more limited option compared to the HO-3 and HO-5.

In contrast, the HO-9 coverage form does not exist within the standard classification of homeowners policies, hence making it the correct answer as the option that does not belong to the HO series.